Your Partner for Private Lending

Helping Real Estate Investors Finance Their Activities Since 2010

  • We offer Rehab, Construction and Investor Loans
  • Non-Owner Occupied, Investor Properties Only
  • We finance Distressed, REO, and Short Sale residential investor properties
  • We lend in NJ, NY, Southwest CT, Eastern PA, MD, VA, and D.C.
  • Quick Approvals
  • No Hidden Fees
  • No Hassle Closings
  • Can close in days
  • Flexible, Reliable, Professional and Fast

Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! ABL is a DIRECT lender. At ABL, we provide asset based, hard money loans to real estate owners, investors and brokers looking to finance the purchase and rehabilitation of houses and new construction. Our lending services extend to single and multi-family houses as well as new construction (we do not make loans to owner-occupied real estate properties).

ABL finances hard money loans in the New York metro area (Manhattan, Queens, Brooklyn, Bronx, Staten Island, Westchester, Nassau and Suffolk counties), New Jersey (Bergen, Essex, Hudson, Hunterdon, Mercer, Morris, Monmouth, Middlesex, Ocean, Passaic, Somerset, Sussex, Union, and Warren counties), Southern Connecticut (south of Stamford), Pennsylvania (Philadelphia and Allentown corridor), Baltimore, MD, Northern Virginia, and Washington D.C. We fund real estate investors who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset – the property and the borrower.

Our goal is to help real estate investors, quickly and efficiently finance their business activities. Founded in 2010, Asset Based Lending has consistently received praise from its borrowers who’ve noted ABL’s flexibility, quickness, and no-hassle closings. Our borrowers consistently point out ABL’s creative lending solutions, providing needed financing in a timely manner. Also, as a Direct lender we are able to offer lower rates because their is no middle man involved.

And applying for a residential hard money loan has never been easier! With Asset Based Lending’s policy of examining personal credit and case-specific collateral underwriting (taking into account individual circumstances), our lending criteria is typically more lenient than a commercial bank. The net result is a unique private lending experience, affording greater access to capital with important flexibility. Fill out our Pre Qualification Form today or download an Application Loan form. Asset Based Lending’s hard money loans are typically:

  • for one year
  • interest only
  • has no prepayment penalty

We specialize in REOs, short sales, multi-family buildings, new residential construction, and mixed use commercial properties. Please review our site to learn more about our history and hard money lending requirements, (you can learn more about us in our FAQ page). We welcome your calls for answers to any questions on all the types of hard money lending options available to you.

Please review our site so you can learn more about How We Work and our hard money lending requirements. Join our email list to keep in touch with Asset Based Lending, LLC and our hard money loan capabilities.

We look forward to the opportunity to work together!

What Our Borrowers Are Saying:

Adam Kavountzis, Foreclosure SalesSpec.

“As a realtor and contractor I have worked with Asset Based Lending over the last year on (6) deals. Dan and Paul have been consistently responsive and creative. They have been there when I needed them. I highly recommend ABL to any real estate investor for yourfinancing needs.”

Ricardo Sosa & Grisela Flores

“I am thankful that we have Asset Based Lending on our side. I can say that each time they performed 100% without delay. I could never recommend any firm but Asset Based Lending to assist you with any financing needs.”

Tony Cevoli, Owner, Essex NJ Homes LLC

“Working with Asset Based Lending has been nothing but a pleasure since we started using their services. Their vast knowledge and years of experience is what makes them among one of the top Hard Money Lenders in the North Jersey area today!”

Christian Chavez, Evolutionary Group Invest.

“After working with many lenders, ABL has exceeded my expectations. For our team turn around time is our biggest priority, Dan and Paul always close at lightning speed. ABL is extremely reliable and always produce when needed. They have helped us expand our Business Model and I am very appreciative for our Business relationship. I look forward to working together for the rest of my Real Estate Investment Career.”

Asset Based lending, LLC does not fund Owner Occupied Single Family Residential Home Mortgage Loans